Board of Directors

Paola Gonzalez, President, Education Committee Chair. She is also an Assistant Vice President and Commercial Lending Officer with Bank of Las Vegas. Paola has been with Bank of Las Vegas since 2005 and worked previously at a regional bank for nine years. She is a graduate of UNLV with a degree in Finance.

Nikki Giroux, 1st Vice President and Co-Chair of Programs Committee. Information coming soon.

C. Roland Newkirk, CRC Chair. Roland Newkirk is the President/CEO of Advisigence, a Banking and Business Advisory Group. Roland has a 20-year corporate lending and risk management background having held management positions most recently with Bank of Nevada. The majority of his industry experience was gained in the Metro New York market where he also earned his MBA and Graduate Banking Degree. Roland is also Credit Risk Certified by RMA. The banking segment of his consulting practice provides solutions to domestic and international banks dealing with special situations in their credit and non-performing loan areas. The business segment of his practice helps businesses (and banks) with financial and operational turnaround and appropriate debt/equity structuring.

Patrick Hubbard, Treasurer. Patrick Hubbard is a Vice President and Principal Business Relationship Manager in the Business Banking Group of Wells Fargo Bank.  He has held this position since November 2009 and has been employed in commercial lending and risk management in Southern Nevada, with a variety of financial institutions, since 1994. 

Patrick is a graduate of the University of Nevada, Reno and has an MBA degree from Clemson University. Additionally, he is a graduate of the American Banker’s Association National Commercial Lending School in Norman, Oklahoma and is Credit Risk Certified by RMA.

Jodi Graham, Secretary, Chapter Administrator, Communications Committee. Jodi is an Assistant Relationship Officer in the Real Estate Department of Nevada State Bank.  She has been with the Zions Bancorporation family of Banks for 11 years. Jodi graduated from UNLV with a Bachelor of Arts in Psychology. 

Candace C. Carlyon, Esq., Shea & Carlyon, Ltd., Programs, is a shareholder of the law firm of Shea & Carlyon, Ltd. in Las Vegas.  Ms. Carlyon is a graduate of Loyola Marymount University (BA, magna cum laude, 1982) and Pepperdine University School of Law (J.D., magna cum laude, 1985). She served as a law clerk to Nevada Supreme Court Justice Cliff Young. Ms. Carlyon is a frequent author and lecturer and a member of the American Bankruptcy Institute (she co-chairs the Board of the Southwest Bankruptcy Conference); serves as Chair of the Standards Committee of the American Board of Certification of Bankruptcy and Creditors’ Rights Attorneys; and chair of the Nevada State Bar Bankruptcy Section.  She also serves as a short trial judge and an Nevada Supreme Court Settlement Judge. Ms. Carlyon has been recognized in The Best Lawyers in America in the field of bankruptcy since 1994, and has held an "A-V" rating, the highest available, from Martindale-Hubbell since 1989. She has been a member of the Nevada Bar since 1986 and a member of the California Bar since 1985.

Bob Stewart, Membership Committee Chair, Program Committee. Bob joined Nevada Title Company in 2001 as a Sales and Marketing Representative focusing on Commercial and Residential lenders. Bob began his sales and marketing career in 1980. Prior to coming to Nevada Title Company, Bob was a licensed insurance agent in California and Nevada.

Bob has made Southern Nevada his home since 1994. He is a member of the Las Vegas Chamber of Commerce. Bob is involved in The Big Brothers and Big Sisters Organization, ALS of Nevada (Lou Gehrig's disease) and Alzheimer's Association of Southern Nevada.

Bob and his wife Gay enjoy scuba diving, traveling, boating and motorcycle riding.

Kevin Pentony, Communications Committee Chair. Kevin is the Managing Partner for OGI Environmental LLC, an environmental consulting firm based in Las Vegas. He received his Bachelor of Science degree in Geology from Brooklyn College of the City University of New York and his Master of Science degree in Geology from Michigan State University. As a Professional Geologist with over 30 years of experience and a Nevada Certified Environmental Manager, Kevin has served the environmental needs of the real estate, banking and development communities since 1986 and has been a Las Vegas resident since 1991. He is also a Registered Environmental Assessor and a Nevada-Licensed Asbestos Consultant.

Anna Cavalieri, Long Range Planning/Succession Chair. Anna joined the RMA board of directors in 2004 and is currently serving as the Las Vegas Chapter Immediate Past President. She began her banking career in 1989 and is a Vice President and Business Banking Manager with Wells Fargo Bank. Anna is from Southern Utah and has made Las Vegas her home since 1989.

Jeffrey Miracle, Programs Committee. is a vice president in the lending department at Service1st Bank of Nevada. Jeff has had seven years of commercial banking experience in Las Vegas. He started his career at a regional bank in Las Vegas in 2004 and specializes in analyzing and underwriting commercial loans for a wide variety of businesses and industries.

He is a graduate of the University of Oregon, has an MBA in finance from Willamette University, and most recently graduated from the prestigious Pacific Coast Banking School in Seattle, WA.

Jeff is married to Bobbi Miracle and together they have two small children. On his free time his hobbies include playing golf and taking vacations with his family to Southern California and Oregon.

David C. Williams, Audit Committee Chair. Dave joined the RMA Board in Summer 2010. A former commercial (trust department, real estate lending/REO and credit analysis) and investment banker (equity research) both in the US and abroad, he currently is a part-time undergraduate instructor in the UNLV College of Business Department, where he teaches undergraduate finance and international entrepreneurship courses. Dave also teaches entrepreneurship part-time in the NexLeveL Program via the University of Nevada's Small Business Development Center. He received his Bachelor of Science in Business Administration and Accounting from the University of Kansas and MBA in Finance and International Business from the McCombs School of Business at The University of Texas. Dave is a Life Member of both universities' alumni associations.

He has been a resident of Las Vegas since early 2006, and is active with the local entrepreneurial and startup communities, the Las Vegas World Affairs Council and has participated as a Mentor in Startup Weekend events in Las Vegas, Nevada and Palo Alto, California. An avid outdoor and fitness enthusiast, Dave has completed the Las Vegas and St George, Utah marathons.

Rachelle Crupi was born and raised in Las Vegas, a UNLV Finance and Pacific Coast Banking graduate I started my banking career in 1984. Most of my career was in commercial lending focusing on real estate. One of the highlights of my career was being a founding employee at Nevada First Bank (acquired in 2006 by Bank of Nevada), reaching profitability just 6 months after opening. The bank grew to approximately $200million in assets within the first five years. After leaving Nevada First Bank, I joined BankWest of Nevada, now known as Bank of Nevada as Executive Vice President and Regional President. My first big assignment was to open Bank of Nevada's new Hualapai location, a stunning building that blends in beautifully with the environment, and which became profitable immediately after opening. During my time at BON I have expanded my job to oversee five additional branches.

Although I really enjoy my banking career, my true passion is volunteer work and travel. Currently I am Board President of The Susan G Komen Race for the Cure, Southern Nevada Affiliate. Our mission is to save lives and end breast cancer forever by empowering people, ensuring quality of care for all, and energizing science to find the cures. I am also on the board of the Nevada State Development Corporation, which is a non-profit organization licensed by the SBA to underwrite, process, fund, and service loans through the 504 Loan Program. We have helped nearly 1,500 businesses obtain approximately $1.8 billion in real estate and equipment financing, leading to the creation of approximately 1,900 new jobs. Previous boards have been the Risk Management Association and American Disabilities Association. My husband of ten years (News 3 reporter Steve Crupi) and I have a passion for international travel. We enjoy traveling to Southern Africa to view endangered wildlife and assist with conservation efforts. Traveling outside of the United States helps me to both appreciate what we have here at home, and expand my understanding of how things can be improved for the future.

A few quotes that I enjoy:

"In our every deliberation, we must consider the impact of our decisions on the next seven generations."
- From The Great Law of The Iroquois Confederacy

"Unless someone like you cares a whole awful lot, nothing is going to get better, it's not."
-The Lorax, by Dr. Seuss